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A family of three move packages into their new home.

Mortgages

Home is calling. 

Whether you are in the market for a new home or want to refinance your existing mortgage, MidFirst Bank has a mortgage loan program to meet your needs. Plus, MidFirst Bank's loan pre-qualification allows you to determine your budget and the type of loan that will best match your needs before you begin shopping for your new dream home.

First-Time Homebuyer Program

If you are in need of down payment and closing cost assistance, MidFirst Bank offers bond programs or closing cost assistance for certain mortgages.

  • Bond programs
  • Closing cost assistance

Purchase or Refinance Mortgage

Conventional Fixed Rate Mortgage Loans offer the best rate and term combinations available and can be used to purchase or refinance a home.

  • Fixed interest rates
  • Refinance options
  • Adjustable interest rates

FHA Mortgage

Government-backed FHA Loans offer lower down payment options than conventional financing, relaxed qualifying guidelines and fixed rates with a variety of repayment terms for qualified applicants.

  • Fixed interest rates
  • Low down payment & closing costs
  • Flexible qualifying guidelines

VA Mortgage

For qualifying candidates who are active, reservist or veterans of the armed forces, MidFirst Bank offers the government-backed VA home financing program.

  • Fixed interest rates
  • Low or no down payment
  • Relaxed qualifying guidelines
  • Great for first-time homebuyers