Explore the HELOC Application Process

Complete your Home Equity Line of Credit application

To begin the process of taking out a Home Equity Line of Credit with MidFirst Bank, you will first need to complete an application. Application details include information about yourself, your finances and your home.

Apply for a Home Equity Line of Credit in person or by phone:

1. Visit any MidFirst banking center and speak with a Personal Banker
2. Call the MidFirst MoneyLine at 888.MIDFIRST (888.643.3477)

Provide documentation

A dedicated loan processor will contact you and will serve as your primary point of contact from application until your loan closing. Initial disclosures will be provided to you within three days of a completed application. You will need to provide a variety of documents to verify your information, which may include tax statements, pay stubs, bank or asset statements and details about any property you own.

Your appraisal

Before approving your Home Equity Line of Credit, MidFirst will order an appraisal to determine the estimated market value of your property. If a full appraisal is required, the appraisal company we select will contact you to schedule an appointment to evaluate the property.

Loan Closing

You will review and sign your loan documents at your scheduled loan closing. If the loan is secured by your primary residence, your loan proceeds will be available once the three-day right of rescission expires.