A man and a woman carry plants into their new home.

Homeownership Dreams?

Our Community Development Lending Loan Officers are dedicated to providing you with a welcoming home loan experience and the highest level of customer service.

Mortgage Lending

MidFirst offers a variety of affordable mortgage program options for our borrowers ─ including programs for first-time homebuyers, loan programs without mortgage insurance, closing cost credits and access to down payment assistance programs.

MidFirst Dream Home Loan1

  • Up to 97% financing2
  • Flexible underwriting
  • No Private Mortgage Insurance (PMI)
  • Lender Origination Fees of $895 waived
  • Borrower must be a first-time homebuyer3

Specialty Home Equity Loan

To learn more about special offers for Home Equity Loans in your area, click here.

Helpful Financial Calculator

MidFirst Bank's online calculators are a great way to make informed decisions about your finances. Explore home affordability, track household expenses, calculate loan payments, create loan payoff schedules and more.

Visit midfirst.com/ways-to-bank/financial-resources/calculators to get started.

Contact a Community Development Lending Loan Officer

Complete the form below to have a Community Development Lending Loan Officer reach out to you. 

Disclosure

1Dream Home Loan Eligibility:  Limited to first-time homebuyers 18 years or older. Collateral must be the applicant’s primary residence located in a MidFirst Assessment Area. To qualify either 1) the collateral property must be located within a Majority Minority Census Tract (tract minority population greater than 50 percent) or Low-to-Moderate Income Census Tract (tract income is less than 80% area median income), or 2) the applicant(s) combined annual income must be considered Low-to-Moderate (less than 80% of the median family income of the MidFirst Assessment Area) based on data published by Federal Financial Institutions Examination Council (FFIEC).

2A higher down payment may be required under certain circumstances - ask for details when you apply.

3MidFirst follows Fannie Mae guidelines, which considers a first-time homebuyer as someone who has not owned a residential property in the last three years.