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Student Savings

Start your savings journey

The ideal savings account for students, Student Savings is designed for anyone up to the age of 24 looking to start saving. Those 17 years old and younger may open an account jointly with a parent or guardian. 

Enjoy a variety of features, including:

  • No monthly service charge
  • $25 minimum deposit to open online; no minimum to open in a banking center
  • Build your savings automatically with Easy$ave*
  • Interest earned on all collected balances, compounded daily and paid monthly
  • Free online and mobile banking* 
  • FDIC Insurance
  • Account statement can be combined with monthly checking account statement

 

Oklahoma Student Savings Rates

Balance Tier Minimum Balance APY*
$0 & greater $0 0.35%
Rates updated as of 5/3/2024.

Disclosure

*Easy$ave Terms and Conditions: To enroll in Easy$ave, you must be an owner of a MidFirst Bank consumer checking account with an active debit card and a consumer savings or money market account. Business accounts are not eligible for Easy$ave transfers. The accounts enrolled in Easy$ave must have at least one common owner. When you enroll in Easy$ave, we will round up your MidFirst Bank debit card purchase transactions to the nearest whole dollar and transfer the difference from your checking account into your designated MidFirst Bank savings or money market account. Easy$ave transfers will be conducted on debit card purchase transactions that post to your account once the payment transaction has been received from the merchant, settled and the amount has cleared your account. Eligible debit card purchase transactions include transactions made by you or any debit card holder on your designated checking account. We will total the round-up amount from posted debit card transactions each business day and make a single transfer for that amount the next business day. If you do not have sufficient funds in your designated checking account, your Easy$ave transfer will be canceled for that business day. Easy$ave transfers are not retroactive. If an eligible debit card purchase transaction is subsequently canceled or reversed, the Easy$ave transfer will remain in the designated savings or money market account. We may cancel Easy$ave at any time and without notice. If your designated checking, savings or money market account is closed or converted to another account type, your Easy$ave transfer will be canceled. You may cancel Easy$ave transfers at any time by completing a cancellation form; please contact your MidFirst personal banker or call us at 888.MIDFIRST (888.643.3477) to complete the cancellation form. Please note, Easy$ave enrollments and cancellations may take up to 10 business days to process. Savings Amount: Based on the average daily transfer amount of current MidFirst Easy$ave customers on an annual basis, excluding nonbusiness days. An average daily transfer amount of $1.38 for 250 business days per year would equal an annual savings amount of $345. Your actual savings amount may vary and is based on your transaction activity. Average daily transfer amount subject to change. Online and Mobile Services: Services offered are subject to their respective terms and conditions, and availability may vary by device. Withdrawal and Transfer Limits: A fee may be charged for exceeding six (6) withdrawals per monthly statement cycle. Please see your fee schedule for more details. APY: Interest rates and annual percentage yields (APY) are accurate as of date listed above. Rates are variable and subject to change at any time at the sole discretion of MidFirst Bank. Service charges/fees may reduce earnings. Minimum balance to obtain stated interest rates/APYs are noted above. Please see your Fee Schedule for transaction limitations for each statement cycle and any applicable fees.