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A smiling family of three sitting in their living room.

Preferred Savings

Preferred Savings is an interest-bearing account that offers no minimum balance requirement.

No monthly service charge
Interest earned on all collected balances
Six free withdrawals per monthly statement cycle*
No minimum deposit to open account
Free online and mobile banking*
Free eStatements
FDIC Insurance
Build your savings automatically with Easy$ave*
Free domestic wires
Interest compounded daily and paid monthly
Account statement can be combined with monthly checking account statement

Call 888.MIDFIRST (888.643.3477) for personalized assistance.

Account Agreement & Management Tips

Tulsa Performance Savings Rates

Rates updated as of 5/3/2024.
Balance Tier	Minimum Balance	APR*
$0 to $9,999	$0	0.35%
$10,000 & greater	$10,000	0.35%

Disclosure

*Withdrawal and Transfer Limits: A fee may be charged for exceeding six (6) withdrawal transactions per monthly statement cycle. Please see your fee schedule for more details. Online and Mobile Services: Services offered are subject to their respective terms and conditions, and availability may vary by device. Easy$ave Terms and Conditions: To enroll in Easy$ave, you must be an owner on a MidFirst Bank consumer checking account with an active debit card and a consumer savings or money market account. Business accounts are not eligible for Easy$ave transfers. The accounts enrolled in Easy$ave must have at least one common owner. When you enroll in Easy$ave, we will round up your MidFirst Bank debit card purchase transactions to the nearest whole dollar and transfer the difference from your checking account into your designated MidFirst Bank savings or money market account. Easy$ave transfers will be conducted on debit card purchase transactions that post to your account once the payment transaction has been received from the merchant, settled and the amount has cleared your account. Eligible debit card purchase transactions include transactions made by you or any debit card holder on your designated checking account. We will total the roundup amount from posted debit card transactions each business day and make a single transfer for that amount the next business day. If you do not have sufficient funds in your designated checking account, your Easy$ave transfer will be canceled for that business day. Easy$ave transfers are not retroactive. If an eligible debit card purchase transaction is subsequently canceled or reversed, the Easy$ave transfer will remain in the designated savings or money market account. We may cancel Easy$ave at any time and without notice. If your designated checking, savings or money market account is closed or converted to another account type, your Easy$ave transfer will be canceled. You may cancel Easy$ave transfers at any time by completing a cancellation form; please contact your MidFirst personal banker or call us at 888.MIDFIRST (888.643.3477) to complete the cancellation form. Please note, Easy$ave enrollments and cancellations may take up to 10 business days to process.