eStatements, eNotices and eTax Forms

You can receive statements, notices and tax forms electronically through Personal Online Banking.

No, there is no fee to receive online documents.

To receive online documents electronically, log in to Personal Online Banking, click on the "Accounts" tab and then "Online documents." You must agree to the eStatement and Electronic Notice Agreement to start receiving online documents electronically. If you find that you are still receiving paper statements:

1. Go to the "Accounts" tab and then "Online documents" and change the delivery method to "Online"
2. Click "Submit"

No, you can receive online documents selectively.

No, if you choose to receive your documents online, paper copies of your documents will no longer be sent. Your documents will be available as PDF documents online.

To view or obtain copies of your online documents, log in to Personal Online Banking and then click on the "Accounts" tab and select "Online documents." Click on the "Statements," "Notices" or "Tax forms" options to view your documents.

MidFirst Bank retains up to 48 months of history for eStatements, three months for online notices and the previous year for tax forms.

You will automatically receive an email any time a new online document is available for viewing.

An eStatement is an electronic version of your paper statement and is considered an official document. It contains all the information that is included on your paper statements.

Checking accounts, savings accounts, certificates of deposit, loans and money market accounts can receive online statements.

An online notice allows you to receive your notices electronically through Personal Online Banking, instead of receiving notices through the mail. Notices provide timely information about important account activities, such as certificate maturity and renewals, interest rate changes, loan payment status, loan payment adjustments and overdrafts.

Online tax forms are electronic versions of the tax forms you receive in the mail. These can include Forms 1098, 1099 and 5498.

You will need Adobe® Reader® software to view, save or print documents. If your computer does not have Adobe Reader, the online banking system will prompt you to download it.

• To resume receiving paper statements in the mail:
  1. Go to the "Accounts" tab and then "Online documents"
  2. Click on "change your document delivery methods" and change the delivery method to "Paper," then click "Submit"
• Once you make your request, your next statement may be delivered online, but all subsequent months will be delivered in the mail.*

*Paper statement fees may apply. Please see your Fee Schedule.

You can access images of your checks for the past 390 days on your Account Activity page. However, when you select Online as your statement delivery method, we will stop sending you paper statements that include your check images. Some accounts may not have the check image feature. Please check with your personal banker for account details.

Yes, you can view eStatements on the MidFirst Bank Mobile App by selecting "More" and then "Statements".

If your accounts meet the criteria for reporting, you will receive the appropriate tax documents from us. The Internal Revenue Service (IRS) requires us to report certain information regarding the amount of interest, dividend or miscellaneous income, or gross proceeds from sales our customers receive from us, as well as certain mortgage interest our customers pay to us. We use specific forms, such as IRS Forms 1099 and 1098, to annually report income and interest paid.

Yes, you can view electronic copies of your tax documents online at your convenience (if you have opted in to receive your tax documents online). Log in to Personal Online Banking and click on the "Accounts" tab and click on "Online documents."

No, once you opt for online delivery of your tax documents, you will not receive your paper tax documents in the mail.

MidFirst Bank mails original tax documents no later than January 31, or by the IRS deadline of February 15 for brokerage accounts. Depending on the postal service delivery, you can usually expect to receive your tax documents by the third week of February, or by the end of February for brokerage accounts. If you don't receive your tax documents by then, please call us at 888.MIDFIRST (888.643.3477).

Yes, your online tax documents can be printed and used as official tax documents that you can submit with your taxes.

You can view the previous year of your MidFirst Bank tax document history online. Please note, MidFirst Bank does not produce tax documents if your interest earned or interest paid is less than the amount the IRS requires us to report.

Yes, you can view your last statement of the year to determine the total amount of earned interest for the year.

There are several possible reasons for the difference between these amounts:

1. ​​​​​​​Your interest payments may have included fees that may be reportable as interest
2. If you paid any interest early, we report it in the year it's actually due

The tax law requires us to report this information on Form 1099. The interest may not be taxable, but is required to be reported on your tax return and may affect other items, such as taxation of your Social Security benefits. In some situations, the interest may also be taxable at the state level.

If your deposit accounts have the same primary Taxpayer Identification Number (TIN) and 5-digit ZIP code (from the statement address on file for each account), we will report the interest collectively on a combined Form 1099.

Your contribution will be reported on IRS Form 5498.

You must complete IRS Form 8606 (Nondeductible IRAs) to determine how much of your distribution is taxable. IRS Form 8606 is also used to report nondeductible contributions to a Traditional IRA.