MidFirst Bank Card Management
Flip the Switch. Any Time.
Securely control how and where your card is used with Card Controls. Monitor transactions, control spending and manage card activity, while also having the instant ability to turn your card off if it is misplaced or stolen.
Plus, get real-time notifications from card transactions with Alerts. Choose to see alerts based on dollar amount or merchant type, or simply turn them all on for peace of mind.
Benefits of Card Controls and Alerts
- Turn your card on/off instantly
- Set maximum dollar amounts for card transactions
- Turn on/off restrictions based on location, merchant type or transaction type
- Turn on/off real-time notifications for card transactions
If you already have the MidFirst Bank Mobile App, you can access Card Controls by using the Wallet icon and selecting Card Controls. You will then see a list of all active cards that can be controlled independently.
If you haven't downloaded the MidFirst Bank Mobile App, it is free through the Apple iTunes Store for iPhone and iPad users, or through Google Play for Android users.
Frequently Asked Questions
Card Controls allows you to control how and where your card is used. You can enable/disable a card for use, restrict card usage to specific types of merchants and/or transaction types, set transaction limits and restrict card use to specific geographical regions.
No enrollment is required. All active cards will automatically be enrolled.
Yes, select the desired card and slide the Enable Card for Use toggle into the off position to disable.
The changes made in Card Controls are effective immediately.
Merchant controls are used to permit/restrict a card usage with specific categories of merchants.
Merchant categories are assigned based on the primary line of business by the card processor.
Card processors assign a single merchant category code based on the highest volume of sales.
Transaction types can be used to control which types of transactions are permitted.
A threshold amount is the maximum dollar amount allowed per transaction. If a transaction exceeds the defined limit, the transaction is declined. Threshold amounts will not increase existing card limits.
Regions allow you to assign each enrolled card to a geographical area. When a transaction is initiated, the merchant's location with the card processor will be compared to your defined region(s). If the merchant's location with the card processor occurs outside of your region(s), it is denied. For example, if you've defined your region as New York and you place an order online through a company transacting out of California, the transaction will be declined.
Create a region by zooming in/out on the map or by entering a specific region. Although the visible area on your map is square, regions are contained within circles. This may cause areas within the corners of your map to fall outside of the region. If this happens, edit your region and zoom out on your map. Regions must have at least a 5-mile radius.
Location controls allow you to select My Regions or block international regions. For My Regions to be enabled, Block International will need to be disabled.
No, the location of the transaction is compared to your defined regions, not your mobile device location.
Disabling the transaction or merchant type controls will turn off any controls that you may have selected within each category. All transaction/merchant types would be permitted.
Yes, a data plan is typically needed as data usage can become costly without one. Please check with your wireless carrier for more information.
No, you must be enrolled in Personal Online Banking in order to access Card Controls in the MidFirst Bank Mobile App.
No, the Card Controls functionality is only available for use with iPhone or Android smartphones with a camera through the MidFirst Bank Mobile App.
In most cases, eligible accounts will automatically be available for MidFirst Bank Card Controls after you log in to the app. All accounts that meet the requirements are available.
Yes, you must agree to the MidFirst Bank Mobile App Terms and Conditions in order to use the service.
Yes, simply download the app to another device and you can begin using the Card Controls service.