A man stands in a boat reeling in a fish while his child leans over and watches.

Buying an RV or Boat

Learn how to maximize your love of the open road or time on the water with buying tips from MidFirst Bank.

Explore new roads or local lakes with a vehicle you'll enjoy as much as the scenery around you. This buyer’s guide will walk you through the first steps to take before buying a recreational vehicle or boat.


What to know before buying an RV or Travel Trailer

Choose a type of class

If you're new to RVs, a great place to start is to browse trade shows. You'll learn the different RV classes and see which type best fits your lifestyle.

Watch for quality

If buying a used RV, check the roof for leaking. This is one of the most common issues with older RVs and can be a hidden source of damage that’s costly to repair.

Negotiate the right way

Buying a new or used RV from a dealer can be trickier than buying a car. You don't know what the dealer paid for it, but there's room to negotiate the price of the RV as well as upgrades.


What to know before buying a boat

Browse boat types

From powerboats to sailboats to yachts, exploring your options will help you narrow down which type is right for you.

Ask the right questions

Knowing the right questions to ask will help you determine which boat dealership offers you the most value. Here are some of the top questions you might want to ask:

  • What are the benefits of buying with you versus a competitor?
  • Is pickup and delivery of my boat for service appointments included?
  • What are your service hours and do you have certified technicians?
  • Do you offer storage for the winter?
  • Can the trailer that my boat comes with handle additional gear?

Consider tax benefits

If your new boat has a galley (kitchen), head (toilet) and sleeping area, it could qualify for the tax benefits of having a second home. Consult your tax advisor for more details.

RV and Travel Trailer Loans

Get preapproved for the right loan and enjoy better negotiation power when it comes to enjoying the vehicle you love.

Boat Loans

Spend more time on the water with a loan that gives you the flexibility to negotiate the best deal.

Powersport Loans

Get more thrills with financing for your next ATV or Jet Ski® purchase.