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Frequently Asked Questions

Find out answers to some of our top questions.

MidFirst Bank has two routing numbers:
  • If you live in Oklahoma, your MidFirst Bank routing number is 303087995.
  • If you live in Arizona, your MidFirst Bank routing number is 122187445.
  • If you live in Colorado, your MidFirst Bank routing number is 102089929.
  • If you are using the routing number to establish a wire transfer, then your MidFirst Bank routing number is 303087995 regardless of where you live.

There are several ways to apply for a loan or credit card with MidFirst Bank. Conveniently apply online by visiting our Loans section; please note, not all loans are available to apply online. To apply by phone, please call 888.MIDFIRST (888.643.3477) to speak with a Personal Banker. You may also Schedule an Appointment or simply walk in at your convenience to one of our banking centers. Visit our Locations page to view our banking center locations and their respective hours.

You can pay your credit card on the MidFirst Bank Mobile App or through Personal Online Banking by logging in, selecting the credit card account or credit card tab and then selecting the Pay Credit Card option. You can also contact 888.MIDFIRST (888.643.3477) to speak with a Personal Banker who can assist you in making a payment.

As long as the accounts are linked, you can pay your MidFirst Bank loan through Personal Online Banking via the Pay and Transfer tab, or on the MidFirst Bank Mobile App by clicking the + button and then Transfer. You can also contact 888.MIDFIRST (888.643.3477) to speak with a Personal Banker who can assist you in making a payment.

Please contact 888.MIDFIRST (888.643.3477) for assistance in linking your MidFirst Bank loan account to other MidFirst Bank accounts.

To design your own debit card, please visit the iDesign Debit Card page and follow the simple online instructions. Please note: iDesign custom debit cards are not currently available for business or commercial accounts or in the Colorado market. 

If you know the existing PIN, you can call 855.858.1035 to change your PIN. If you do not know the existing PIN, please call 888.MIDFIRST (888.643.3477) to request your PIN be mailed to you or to locate a banking center that can assist in changing your PIN on-site.

If you are traveling, either domestically or internationally, you can use the Card Controls function on your MidFirst Bank Mobile App which allows you the ability to set up regions when traveling with your card. Once a region is established, the card can immediately be used within the defined area without having to call and complete a travel notification. Please visit our Card Management page for more information on using Card Controls. If you do not use the MidFirst Bank Mobile App and are planning to travel, please call 888.MIDFIRST (888.643.3477) within 30 days of your departure date.

If your MidFirst Bank debit or credit card has been lost, stolen or has any unauthorized activity, contact us immediately at 888.MIDFIRST (888.643.3477) for debit cards or 866.762.0492 for credit cards. You can also use the Card Controls function on your MidFirst Bank Mobile App to immediately disable the use of your card. Please visit our Card Management page for more information on using Card Controls.

MidFirst Bank has 24/7 fraud protection for your security and peace of mind. Please visit Debit and Credit Card Security to read more about how your card is protected and what other steps you can take to protect your information.