Budget Calculators

How much am I spending? Use the MidFirst Bank Budget Calculator to categorize your spending into a specific category. Once you see where you're spending your money, it becomes easier to look at reducing spending in specific categories.

Balance your checkbook quickly and easily with MidFirst Bank's Balance Your Checking Account Calculator. Start with the balance from your last checking account statement, then subtract all withdrawals not listed in your previous statements including checks, debit card charges, automatic payments for insurance, loans and bills, and fees or other charges to be deducted from your checking account.

Getting your spending under control and in line with your income is an essential element to building a strong financial future. Use the MidFirst Bank Household Cash Flow Tracker Calculator to analyze your spending (including what you put on a credit card) each month to make sure you're not spending more than you're bringing in.

Most people have a cup, jar or piggy bank full of change that they fill each day when they empty their pockets or clean out their purses. But how much do you have? Use the MidFirst Bank Spare Change Calculator to calculate how much that spare change is worth.

Determining how much money you're worth is like having your own balance sheet. On the asset side are things you own: homes, cars, investments and personal property. On the liability side are your debts: what you owe on your home mortgage, outstanding loans and credit card balances. Determine your net worth quickly and easily by using the MidFirst Bank Calculate Your Net Worth Calculator.

Having savings is important, especially when the savings are part of an emergency fund or a hedge against loss of income. But when you also have debt in the form of an outstanding credit card balance or loan, you might want to consider whether you're better off using the money you have in savings to pay down debt. Use the MidFirst Bank Save or Pay Off Debt Calculator to determine if you should save or pay off debt.

Making the decision to return to work after staying at home with children or leaving the workforce to stay at home is sometimes a difficult decision. The financial aspects of that decision will be based on the elimination of expenses incurred while staying at home such as life and health insurance premiums that may be replaced by employer-provided plans. Use the MidFirst Bank Should You Work Outside of the Home Calculator to analyze if working outside of the home will reduce your current expenses.