Business Mobile Banking FAQs
Do you have questions about business mobile banking? See our FAQs.
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Business Mobile Banking
Yes, your company must have an established Business Online Banking or Business Online Banking Express Company ID and User ID to enroll for Business Mobile Banking.
Users may view account balances, search account activity, transfer funds, pay bills and search for MidFirst banking center and ATM locations. iPhone, iPad and Android users may also use Business Mobile Deposit (if eligible) to transmit check images for deposit.
No, Business Mobile Banking and its functions are only accessible through the MidFirst Bank Business Mobile App using your iPhone®, iPad®, Android™ phone or Android™ tablet.
There is no charge to use Business Mobile Banking or Business Mobile Deposit; however, per item or per transaction fees may apply per the applicable Fee Schedule for the deposit account.
All Business Online Banking and Business Online Banking Express companies in good standing are eligible for Business Mobile Deposit. MidFirst reserves the right to implement additional qualifications and/or terminate the Mobile Deposit service at any time. Contact Commercial Services at 877.516.2777 with any questions about eligibility.
Mobile deposits may be made to a business or consumer checking, savings or money market account that is established and has been entitled for user access in Business Online Banking or Business Online Banking Express.
Most domestic checks may be processed through Business Mobile Deposit; however, money orders, foreign items, savings bonds, drafts, substitute checks, remotely created checks and third-party checks are not accepted.
If your company needs a higher limit, Remote Deposit may better meet your business needs. Please contact Treasury Management Sales at 877.709.7326 for more information.
Deposits may be submitted at any time; however, a deposit must be submitted and approved by 8 p.m. Central time to post for that business day.
Approved deposits made on a business day before 8 p.m. Central time will be reflected the next business day, subject to MidFirst's Funds Availability Policy. Deposits made after 8 p.m. Central time will post the following business day. You will receive a Notice of Hold if applicable.
You will receive an email notification when your deposit is received.
You will receive a second email notification when the deposit is approved and processed, or if the deposit was declined with the reason.
Yes, MidFirst Bank Business Mobile Banking utilizes best practices such as HTTPS, 128-bit SSL encryption and application time-out when your mobile device is not in use. Only the mobile devices you personally enroll in the service can access your accounts. In addition, no account data is ever stored on your mobile device. In the event your mobile device is lost or stolen, the service may be immediately disabled by either logging in to Business Online Banking or Business Online Banking Express (select Administration, and then the Manage mobile banking settings link) or by calling Treasury Management Support at 877.516.2777.
- Requires iOS 13.0 or later, compatible with iPhone, iPad, and iPod touch
- Android OS 7.0 and up, various devices (Smartphone only)
Contact Commercial Services at 877.516.2777 or commercialservices@midfirst.com.
Disclosure
1 U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes.
2 To send or receive money with a small business, both parties must be enrolled with Zelle® directly through their financial institution's online or mobile banking experience.
3 In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle®.
Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.