Using midfirst.com

Terms of Use — MidFirst Bank

Please read these terms of use carefully before using this Mobile App or site. By accessing this site and any pages thereof, you agree to be bound by the terms and conditions below. If you do not agree to the terms and conditions below, you are not authorized to access midfirst.com or any pages or portions thereof.

MidFirst Bank ("we" or "MidFirst") maintains midfirst.com ("Site") and the MidFirst Bank Mobile App to provide you with information about MidFirst products. We require that all the visitors to our Site(s) on the internet adhere to the following rules and regulations. By accessing the Site, you indicate your acknowledgment and acceptance of these terms and conditions. From time to time, we may revise these terms and conditions.

Privacy

Please review our Privacy Practices and our Privacy Notice, which also governs your visit to midfirst.com, in order to understand our privacy practices. If you are a resident of California, please review our California Privacy Policy. You agree that MidFirst may use your email address as provided on the page entitled MidFirst Customer Email Practices.

Security

At midfirst.com, we use Symantec Secure Sockets Layer 128 bit or better encryption to secure all information you submit to us. As stated in the notice on our "contact us" page, emails you send to us are NOT secure; therefore, you should not include any personal information in your emails. MidFirst will never ask for your password, Social Security number or other personal information in an email.

Copyright

Copyright in the pages, screens, text and images appearing at the Site is owned by MidFirst or others as indicated. The information and materials contained in the Site may not be copied, displayed, distributed, downloaded, licensed, modified, published, reposted, reproduced, reused, sold, transmitted, used to create a derivative work or otherwise used for public or commercial purposes without express written permission of MidFirst.

License and Site Access

We grant you a limited license to access and make personal use of this Site and not to download (other than page caching) or modify it, or any portion of it, except with express written consent of MidFirst. This license does not include any resale or commercial use of this Site or its contents. Any reproduction, duplication, copying, selling or reselling, visiting, or other use of this Site or any content thereof for any commercial purpose is expressly prohibited without express written consent of MidFirst. You may not frame or utilize framing techniques to enclose any trademark, logo, or other proprietary information (including images, text, page layout, or form) of midfirst.com without express written consent from MidFirst. You may not use any meta tags or any other "hidden text" utilizing the MidFirst name or trademarks or those of any MidFirst affiliates without the express written consent of MidFirst.

Disclaimers and Limitations

This site is provided by MidFirst on an "As Is" basis. MidFirst makes no representations or warranties of any kind, express or implied, regarding the operation of this site or the information, content, material or services included on this site. To the full extent permissible by applicable law, MidFirst disclaims all warranties, express or implied, including but not limited to, implied warranties of merchantability and fitness for a particular purpose. By using this site, you agree MidFirst will not be liable for any damages of any kind arising from the use of this site, including but not limited to direct, indirect, incidental, punitive and consequential damages.

Site Content

The Site provides users with the opportunity to send emails, submit suggestions, comments, questions, or other information. Users are prohibited from emailing, submitting or posting content that is, in MidFirst's sole discretion, deemed to be obscene, threatening, defamatory, invasive of privacy, infringing of intellectual property rights, or otherwise injurious to third parties or objectionable, including but not limited to political campaigning, commercial solicitation, chain letters, mass mailings, and/or any form of "spam." You are prohibited from introducing any content to the Site that may contain software viruses. You may not use a false email address, impersonate any person or entity, or otherwise mislead MidFirst as to the origin of email or other content. We reserve the right to remove or delete any user content that is considered undesirable, in our sole discretion.

Errors and Delays

We are not responsible for any errors or delays in responding to an email or any qualification form caused by an incorrect email address provided by you or other technical problems beyond our control.

Governing Law

This Site and the content herein is published for use in the United States and territories hereof, and may not be used or downloaded in other countries. This agreement shall be subject to and construed in accordance with the laws of the State of Oklahoma, excluding its conflict of law principles. By using this Site, you hereby consent to the exclusive jurisdiction and venue of courts in Oklahoma County, Oklahoma, U.S.A., in all disputes arising out of or relating to the use of this Site or the interpretation of this Agreement. Use of this Site in any jurisdiction that does not give full effect to all provisions of these terms and conditions, including but not limited to this paragraph, is expressly forbidden.

General

If any part of this agreement is determined to be invalid or unenforceable pursuant to applicable law including, but not limited to, the warranty disclaimers and liability limitations set forth above, then the invalid or unenforceable provision will be deemed superseded by a valid, enforceable provision that most closely matches the intent of the original provision and the remainder of the agreement shall continue in effect. A printed version of this agreement and of any notice given in electronic form shall be admissible in judicial or administrative proceedings based upon or relating to this agreement to the same extent and subject to the same conditions as other business documents and records originally generated and maintained in printed form. All rights not expressly granted herein are reserved. No delay, waiver, forbearance, or omission by MidFirst to exercise any power or rights arising out of this Agreement shall affect or impair its rights nor constitute a waiver of any right hereunder.

Our Address

MidFirst Bank

501 NW Grand Blvd., Oklahoma City, Oklahoma 73118

Please print a copy of this agreement for your records.