Exclusive Provider of the OU_® Credit and Debit Cards

Disclosure

*Rewards:  See the MidFirst Rewards Terms and Conditions Summary in the  Credit Card Application Disclosure for details.  Introductory Rates: In order to keep these introductory rates, you must make payments when due, stay within your credit limit and not have any payments dishonored for any reason. Please note that the introductory rates do not apply to cash advances. The OU_® Rewards Credit Card APR for purchases and balance transfers will be based on your creditworthiness (between 19.24% and 24.99% APR) and will vary based on the prime rate (up to 24.99%). The OU_® Platinum Credit Card APR for purchases and balance transfers will be based on your creditworthiness (between 15.24% and 23.24% APR) and will vary based on the prime rate (up to 24.99%). The transaction fee for balance transfers is $10 or 3% of the amount of each transfer, whichever is greater. The APR for cash advances will vary based on the prime rate (up to 24.99% APR). The APR for penalty rates will vary based on your creditworthiness (up to 24.99% APR). The transaction fee for cash advances and cash equivalent transactions is the greater of $10 or 5% of the transaction. Foreign transaction fee is 3% of each transaction in U.S. dollars. Payments on your account may be applied in the order we select, subject to applicable law. We reserve the right to change the account terms should your credit profile change or for other reasons as described in your Cardholder Agreement. All changes in terms will be subject to the requirements of applicable law. Rates apply to new accounts only and are accurate as of September 1, 2023. Subject to credit approval. See your application disclosure for additional details, including terms and conditions. Online and Mobile Services: Services offered are subject to their respective terms and conditions, and availability may vary by device. Visa^® Zero Liability: Visa's Zero Liability Policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify MidFirst Bank promptly of any unauthorized use. For specific restrictions, limitations and other details, please call 888.MIDFIRST (888.643.3477). Gift Card: Purchase is only available to MidFirst Bank customers. Designs and inventory may vary by Banking Center. Purchase fee applies. Please refer to the Gift Card Terms of Use for more information.