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Early Pay

Get Paid Up to Two Days Early With Early Pay!*

MidFirst Bank has launched Early Pay, which allows many customers to receive their eligible direct deposits from employment or government benefits up to two days early.*

If you already have direct deposit established, no extra signup is necessary! Your direct deposit may automatically be posted early if it is eligible for Early Pay.

If you have not yet set up direct deposit, MidFirst Bank’s direct deposit form helps you take the first step. Once you have completed your direct deposit form, please provide the form to your employer or other income source to set up your direct deposit and take advantage of Early Pay.

"Being retired and on Social Security, it truly is a blessing knowing our deposit is secure and early. You would be amazed what [a] two-day early deposit means for seniors on fixed incomes, and we appreciate it so much."
-MidFirst Bank Customer

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Disclosure

*Early Pay: Requires eligible direct deposit to your MidFirst account. Direct deposits eligible for Early Pay include transactions that MidFirst can reasonably determine as employment compensation or government benefit payments. When a payer, such as an employer, submits payment files to MidFirst before the scheduled payment date, MidFirst may generally make funds available up to two days earlier than the scheduled payment date. Timing of access to these funds is dependent on the payer’s payment instructions, how the transaction is coded, and the timing of submission of payment files to MidFirst from the payer. Timing of available funds may vary between payment periods. MidFirst does not guarantee that you will receive early access to eligible direct deposits. You should confirm your Available Balance before attempting to make a withdrawal or purchase. Nonpayroll and tax payments may not be available for Early Pay. We may cancel Early Pay at any time and without notice. You may cancel Early Pay at any time by contacting your MidFirst personal banker or by calling us at 888.MIDFIRST (888.643.3477). Early Pay is not available for MidFirst payroll direct deposits to MidFirst Bank accounts. New accounts must be opened for 30 days to be eligible for Early Pay. Online and Mobile Services: Services offered are subject to their respective terms and conditions, and availability may vary by device. Zelle: Must have a bank account in the U.S. to use Zelle. Transactions typically occur in minutes between enrolled users. If a recipient is not enrolled with Zelle, it could take one to three business days to receive the money once the enrollment is completed.