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A MidFirst Bank Visa debit card with the UCO logo and the UCO library in the background


Exclusive banking benefits for UCO employees

Get the official currency of UCO

We are proud to partner with the University of Central Oklahoma and provide a multitude of services, programs and financial education resources to Oklahoma's metropolitan university. It is also part of our larger commitment to serving the Oklahoma City area's financial needs. Go Bronchos!

Central ID Visa® Debit Card

You work hard for UCO. Carry the card that works hard for you.

Two cards in one

The Central ID Card works as your official UCO faculty/staff ID and with the Broncho Select Club Checking account. Because it is your official UCO photo ID, you can use it for access around campus. And because it is also a Visa® debit card, you can use it for purchases on campus and off.

Access:

  • Meal Plans
  • Access to UCO Wellness Center
  • Library Privileges
  • Academic Advising
  • UCO athletic events
  • Campus activities
  • Student financial services
  • UCO bookstore items

Payment:

  • Accepted at millions of Visa locations worldwide
  • Free access to all MidFirst Bank ATMs, including five on campus, plus the miTeller
  • Add to your Digital Wallet to pay with your mobile or wearable device*
  • Manage your card with Card Controls in the MidFirst Bank Mobile App
  • Receive a Fraud Text Alert to your mobile device if suspicious activity occurs
  • Protected from unauthorized purchases with the Visa® Zero Liability Policy*

A blue UCO Employee ID Debit Card that shows an employee's headshot

A blue MidFirst Bank debit card and UCO employee ID with a headshot of a UCO employee

Broncho Select Club Checking

Broncho Select Club Checking is the perfect checking account for busy UCO faculty/staff. It has no monthly service charge and comes with numerous benefits designed to offer greater convenience on or off campus. MidFirst Bank debit cards are the fastest and most convenient way to access funds in your checking account.

  • Free with eStatements*
  • Free online and mobile banking with Bill Pay and Mobile Deposit*
  • Zelle® – request, receive and send money within minutes*
  • Free first order of wallet-style checks
  • Receive a loan discount on select consumer loans when setting up an automatic debit from any MidFirst checking account
  • Free money orders and official checks
  • Overdraft Services available
  • Free small size safe deposit box for the first year*

UCO Rewards Credit Card

Show your UCO spirit every day and support the school every time you use your MidFirst Bank UCO Rewards Credit Card.

  • Earn 1 point for every $1 spent on qualifying purchases*
  • No limit on the number of points earned
  • * Redeem points for merchandise, gift cards, travel, cash back and even UCO fan gear
  • After the introductory 0% APR for the first 12 billing cycles, your rate for purchases and balance transfers will be based on your creditworthiness (between 19.24% and 24.99% APR) and will vary based on the prime rate (up to 24.99%)*
  • No annual fee
  • Online account access — consolidated view with your other MidFirst Bank accounts online and on the MidFirst Bank Mobile App
  • Multiple payment options — online, mail, phone or any MidFirst banking center
  • Protection against unauthorized purchases with the Visa® Zero Liability Policy*
  • Add to your Digital Wallet to pay with your mobile or wearable device*
A blue MidFirst Bank Visa Rewards Credit Card with the UCO logo


Apply for a Rewards Credit Card
A blue MidFirst Bank Platinum Credit Card with the UCO logo


Apply for a Platinum Card

UCO Platinum Credit Card

Show your UCO pride and support the school every time you use your MidFirst Bank UCO Platinum Credit Card.

  • Lower APR — a good option for customers who are more likely to carry a balance
  • After the introductory 0% APR for the first 12 billing cycles, your rate for purchases and balance transfers will be based on your creditworthiness (between 15.24% and 23.24% APR) and will vary based on the prime rate (up to 24.99%)*
  • No annual fee
  • Online account access — consolidated view with your other MidFirst Bank accounts online and on the MidFirst Bank Mobile App
  • Multiple payment options — online, mail, phone or any MidFirst banking center
  • Protection against unauthorized purchases with the Visa® Zero Liability Policy*
  • Add to your Digital Wallet to pay with your mobile or wearable device*

Disclosure

*Rewards: See the MidFirst Rewards Terms and Conditions Summary in the Credit Card Application Disclosure for details. Introductory Rate: In order to keep these introductory rates, you must make payments when due, stay within your credit limit and not have any payments dishonored for any reason. Please note that the introductory rates do not apply to cash advances. APR and Fees: The UCO Rewards Credit Card APR for purchases and balance transfers will be based on your creditworthiness (between 19.24% and 24.99% APR) and will vary based on the prime rate (up to 24.99%). The UCO Platinum Credit Card APR for purchases and balance transfers will be based on your creditworthiness (between 15.24% and 23.24% APR) and will vary based on the prime rate (up to 24.99%). The APR for cash advances will vary based on the prime rate (up to 24.99% APR). The APR for penalty rates will vary based on your creditworthiness (up to 24.99% APR). The transaction fee for balance transfers is $10 or 3% of the amount of each transfer, whichever is greater. The transaction fee for cash advances and cash equivalent transactions is the greater of $10 or 5% of the transaction. Foreign transaction fee is 3% of each transaction in U.S. dollars. Payments on your account may be applied in the order we select, subject to applicable law. We reserve the right to change the account terms should your credit profile change or for other reasons as described in your Cardholder Agreement. All changes in terms will be subject to the requirements of applicable law. Rates apply to new accounts only and are accurate as of September 1, 2023. Subject to credit approval. See your application disclosure for additional details, including terms and conditions. eStatements: A $4 monthly paper statement fee will apply if enrolled in online banking and receiving paper statements. Online and Mobile Services: Services offered subject to their respective terms and conditions, and availability may vary by device. Zelle: Must have a bank account in the U.S. to use Zelle. Transactions typically occur in minutes between enrolled users. If a recipient is not enrolled in Zelle, it could take one to three business days to receive the money once the enrollment is completed. Zero Liability: Visa's Zero Liability Policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify MidFirst Bank promptly of any unauthorized use. For specific restrictions, limitations and other details, please call 888.MIDFIRST (888.643.3477). Safe Deposit Box: Safe deposit box limited to availability; see your banking center for more details. Safe deposit boxes are not FDIC insured.