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Business Credit Cards

Choose your rewards

Choose from multiple programs to best meet your business needs and financial goals with MidFirst Bank Business Credit Cards.

Open a MidFirst Business Credit Card and enjoy an introductory 0% APR* on purchases and balance transfers for the first six billing cycles.

To apply, visit any banking center or contact your local banker.

Card Options

Benefits

Competitive rates
Account holders may redeem points for merchandise, travel, cash back and gift cards*
Improve control by tracking and managing business expenses

Convenience

View transaction activity and history, pay your company's credit card bill, set up alerts, view prior statements electronically and more
Multiple payment options – make payments online, by mail, by phone or at any MidFirst banking center
Business credit cards may be used everywhere Visa® is accepted worldwide
Visa Credit Cards are now accepted at Costco and Sam's Club

Security

EMV chip card security provides the latest in fraud prevention technology
Your company is protected from unauthorized purchases with Visa's Zero Liability Protection*
Fraud Text Alerts — receive a Fraud Text Alert to your mobile device if suspicious activity occurs

Service

Enjoy 24/7 customer service by phone, or visit any MidFirst banking center

Choose your card

With any MidFirst Bank Business Credit Card, you may choose the card to best fit your business financial needs and enjoy a wide range of benefits, including competitive introductory rates and rewards options.

Disclosure

^*Introductory Offer: In order to keep applicable introductory rates, you must make payments when due, stay within your credit limit and not have any payments dishonored for any reason. Please note that the introductory rates do not apply to cash advances. APR/Fees: The MidFirst Bank Business Rewards Credit Card APR for purchases and balance transfers will be based on your creditworthiness (between 19.24% and 23.24% APR) and will vary based on the prime rate (up to 24.99%). The Business Credit Card APR for purchases and balance transfers will be based on your creditworthiness (between 15.24% and 21.24% APR) and will vary based on the prime rate (up to 24.99%). The APR for cash advances will vary based on the prime rate (up to 24.99% APR). The APR for penalty rates will vary based on your credit (up to 24.99% APR). The transaction fee for balance transfers is $10 or 3% of the amount of each transfer, whichever is greater. The transaction fee for cash advances and cash equivalent transactions is the greater of $10 or 5% of the transaction. Foreign transaction fee is 3% of each transaction in U.S. dollars. Payments on your account may be applied in the order we select, subject to applicable law. We reserve the right to change the account terms should your credit profile change or for other reasons as described in your Cardholder Agreement. All changes in terms will be subject to the requirements of applicable law. Rates apply to new accounts only and are accurate as of September 1, 2023. Subject to credit approval. See your application disclosure for additional details, including terms and conditions. Zero Liability: MidFirst Visa Credit Cards: Visa's Zero Liability Policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify MidFirst Bank promptly of any unauthorized use. For specific restrictions, limitations and other details, please call 888.MIDFIRST (888.643.3477).