Fraud Solutions
MidFirst Bank offers a complete array of Treasury Management products and services. For more information, call 877.709.7326 or contact Treasury Management Sales.
ACH Positive Pay
Filter or block unauthorized electronic transactions by establishing criteria for debits allowed to post to your account. Any electronic transaction that does not meet the criteria is referred back to your company for a pay or return decision. When reviewing exceptions, your company may add criteria for handling future electronic transactions from the originator.
Add Positive Pay as an additional service to receive a special package discount.
Product Benefits
- Eliminate the risk of unauthorized ACH transactions
- Improve control of account activity
Card Solutions
Use a MidFirst Bank Business Visa® Credit Card or Business Visa® Debit Card for company expenses for an extra level of protection by providing the ability to shop at many merchant and vendor locations worldwide, without the need to carry cash or a checkbook. Replace petty cash for easier and improved expense tracking and monitor purchases online immediately for streamlined and faster review.
The Payroll Card solution is an alternative to issuing payroll checks to employees and helps eliminate losses due to check fraud, while providing convenience and expense savings to employees.
eStatements
Receive deposit account and/or analysis statements electronically through Business Online Banking and Business Online Banking Express. Enrollment is simple and takes only a few minutes.
- Receive your statement quicker
- Access current and historical statements any time
- Download and print statements conveniently for up to 18 months
- Reduce paper usage
- Receive check images quicker
- Allow for more timely account reconciliation
- Eliminate the need to store paper statement copies
- Reduce the risk of mail fraud and identity theft
Business Online Banking
Enjoy a powerful array of services that may be customized to accommodate your company's needs and requirements. Business Online Banking offers all of the Business Online Banking Express features, plus additional payment options and enhanced security.
- Initiate ACH Payments and Collections
- Originate Wire Transfers
- Reduce or eliminate fraud with Positive Pay and ACH Positive Pay
- Use secure sign on with Advanced Login Authentication
- Create, modify and entitle users with different functions and access
- Create multiple approval levels for transactions
Product Benefits
- Save time and increase employee productivity
- Save money with lower transaction fees
- Reduce fraud risk with enhanced security
Monthly Service Fees
For pricing information on Business Online Banking, please ask your business banker for our Fee Schedule for Treasury Management and Online Banking services.
Business Online Banking Express
Assist your company with managing its banking transactions more efficiently through basic online services.
- Free service for all MidFirst business checking accounts
- View account balances, transactions and check images online
- Originate Bill Pay transactions from multiple accounts
- Initiate internal funds transfers
- View eStatements and eNotices
- Place stop payments
- Download information to QuickBooks®
- Review loan reporting and make payments
- Access Business Mobile Banking
- No monthly fee
- Create and send invoices and accept online payments
Product Benefits
- Save time and increase employee productivity
- Manage your company's cash more efficiently
Monthly Service Fees
- No monthly service fee
Positive Pay
Reduce or eliminate fraud by validating the check number and amount of your company's checks presented to MidFirst Bank for payment. Your company provides a list of issued checks to MidFirst Bank. Checks presented for payment are matched against the check issue file before final payment. Unmatched items are flagged as exceptions and referred back to your company for a pay or return decision.
Payee Positive Pay validates the payee name as an additional fraud protection, in addition to the check number and amount.
Add ACH Positive Pay as an additional service to receive a special package discount.
Product Benefits
- Avoid losses due to check fraud
- Improve control of account activity