Payables
Payable services products help facilitate prompt and secure payments. MidFirst Bank offers a complete array of Treasury Management products and services. For more information, call 877.709.7326 or contact Treasury Management Sales.
ACH Payments
Allow your company to initiate direct deposit of paychecks, consumer payments, business-to-business payments and tax payments electronically.
- Provide fast and convenient payment initiation
- Manage payments in a secure manner
- Eliminate mail payment delays
Same Day ACH Payments
Move funds faster with Same Day ACH. Send payments in the morning to be received same day.
- Faster payroll options for off-cycle payments such as bonuses or emergency payments
- Urgent payment claims and refunds
- Faster payment of invoices on or after the due date
ACH Positive Pay
Filter or block unauthorized electronic transactions by establishing criteria for debits allowed to post to your account. Any electronic transaction that does not meet the criteria is referred back to your company for a pay or return decision. When reviewing exceptions, your company may add criteria for handling future electronic transactions from the originator.
Add Positive Pay as an additional service to receive a special package discount.
Product Benefits
- Eliminate the risk of unauthorized ACH transactions
- Improve control of account activity
Bill Pay
Initiate check payments electronically through Business Online Banking Express or Business Online Banking.
Product Features
- Initiate payments online
- Set up recurring payments
- Store payee contact information
- Pay bills from multiple accounts
- eBills, receive online versions of your bills*
- Guarantee delivery of electronic payments within three business days*
- Guarantee delivery of paper check payments within six business days*
Product Benefits
- Eliminate the cost and time of mailing payments
- Eliminate mail delays
- Control the timing of payment by scheduling delivery
Service Fees
- Up to 10 Bill Payments monthly at no charge
- Bill Payments over 10 – $0.50 each
- Bill Payments with Invoice – $1.00 each
- Bill Pay Stop Payment – $28.00 each
Business Online Payroll
Business Online Payroll provides a secure, convenient and comprehensive online payroll solution. With Business Online Payroll, you can log in to business online banking, enter payroll information and transmit – all in a matter of minutes!
Save time
- Process payroll in minutes for both W-2 and 1099s employees
- Provide employees instant online access to pay stubs, pay history and reports
- Federal, state and local payroll taxes are calculated, filed and paid for you
Save money
- Online service means no software to purchase or install
- Affordable flat monthly fee
- Outsource payroll administration and tax work
Gain peace of mind
- Business Online Payroll's leading security measures help protect your sensitive information
- Access payroll data from a secure online portal
- Experts available to support your business, plus unlimited access to online help
Enroll in Business Online Payroll
Business Visa Debit Card
Enjoy convenience and control for business purchases any time, anywhere with MidFirst Bank Business Visa® Debit Cards.
- Safer than carrying cash
- Can be issued to any authorized signer on your business account
- Free with all MidFirst Bank business checking accounts
To activate your card or change your PIN, please call 855.858.1035. If you do not know the existing PIN or for general customer service related to your MidFirst Bank Business Visa® Debit Card, please call the MidFirst MoneyLine at 888.MIDFIRST (888.643.3477).
Product Benefits
- Accepted at millions of locations worldwide
- Purchases are automatically deducted from your business checking account
- Provides easy transaction documentation for record keeping
- Access to ATMs worldwide
- More convenient than writing a check
Business Visa Credit Cards
Choose from multiple programs to best meet your business needs and financial goals.
Card Features
- Low Rates
- Online access to view transactions, pay your bill and manage the account
- Easily track business expenses
View Business Credit Card Options
Controlled Disbursement Service
Pay for checks the day they are presented for payment, rather than funding checks when written.
- Simplify cash forecasting
- Increase cash flow
- Minimize excess balances
Positive Pay
Reduce or eliminate fraud by validating the check number and amount of your company's checks presented to MidFirst Bank for payment. Your company provides a list of issued checks to MidFirst Bank. Checks presented for payment are matched against the check issue file before final payment. Unmatched items are flagged as exceptions and referred back to your company for a pay or return decision.
Payee Positive Pay validates the payee name as an additional fraud protection, in addition to the check number and amount.
Add ACH Positive Pay as an additional service to receive a special package discount.
Product Benefits
- Avoid losses due to check fraud
- Improve control of account activity
Payroll Cards
Payroll cards replace traditional payroll checks that employers can conveniently access online for payroll card funding, adjustments and reporting, while employees may separately manage their balances.
- Reduce check issuance costs
- Eliminate stop payment costs
- Provide an alternative to employees without bank accounts
- Eliminate costly check cashing charges for employees
Wire Transfer Services
Transfer funds between financial institutions quickly and conveniently. Your company may initiate wire transfers in multiple ways — in person, via facsimile or online for a reduced cost.
- Manage cash flow with same day delivery of funds
- Provide a reliable and secure environment to transfer funds